Skip to content

Financial

Financial Help with Southridge Capital

When you’re able to get help with your finances, you’re going to find that this allows you to breathe easier and feel better about your situation. Unfortunately, it is difficult for you to make use of your own finances if you’re experiencing tons of different problems. This is when hiring a financial solutions agency like Southridge Capital comes in handy. Southridge has been in business for quite awhile and has worked with thousands of different clients. Before you make the decision to do the work yourself, it is time for you to think about choosing Southridge Capital and seeing what they are able to do for you. You can visit LinkedIn.

There is a reason why a lot of people make the decision to give Southridge Capital a try for themselves. Not only are you hiring a good company that has worked with both business owners and individuals, but you’re also going to get the help that you need at a reasonable price. This prevents you from spending a ton of money and not knowing how you’re going to ever get out of the hole of debt that you have because of the work that needs to be done. Southridge Capital can be contacted if you’re interested in hiring them and finding out how much they are going to charge for their services. For more details visit Crunchbase.

You are going to love the different services that Southridge Capital provides to those who are interested in hiring them. They are a financial solutions agency experienced in all things debt and credit related. Because of this, it is easy to see why you need to make use of a good company and know that they’re there for you when you need it the most. There are tons of different people out there right now who are choosing Southridge Capital and finding this company to be a great choice for their needs. Now is a good time to give the experts of Southridge Capital a try for yourself and see why they are a reliable source for any and all of the financial problems that you have at the moment.

Taking Control of Finances is Necessary

Being in debt is not a great feeling. People struggle with financial problems, and they don’t always know how to get out of the cycle that is debt. It is not the easiest thing to find someone who can help you in this situation. However, it is important to reach out and ask for help because debt can be quite challenging complicated to deal with.

The most important thing when you are in a terrible situation is to speak out as soon as you think the matters are becoming sour. Don’t wait till something else goes wrong and don’t just read freedom debt relief reviews but reach out to start solving the issues. Once you start paying attention to freedom debt relief reviews it might inspire you to look at the situation and find a solution that works well.

It will simply help you create a strategy that would allow you to move on from the situation. After reading a couple of freedom debt relief reviews you can start making the steps that will decrease the stress levels in your life. Planning finances is not an easy task and sticking to a plan is even harder. When there is someone who can sit down with you and write down the different things you have to spend money on as well as the amount of money you bring in and help you to find the balance between two, it makes the task much easier.

If looking into Freedom Debt Relief Reviews doesn’t help, try talking to people who already had help with their financial trouble. It is easier to kick off a saving spree if someone else joins in and that allows you to keep on the track and get rid of the debt in a controlled manner. You will not be missing out in life but will instead regain control on the one thing that might have caused nightmares before. Finances tend to have a long-lasting impact on people’s life and comfort, so sorting them out makes everything better in the long run even if it is hard at first. Give it a try.

Learn More: www.lendingtree.com/loan-companies/freedom-debt-relief-reviews-33605

Financial Adviser David Giertz Puts Social Security Myths to Rest

In an interview with Wall Street Journal Wealth Adviser, David Giertz recently talked about the results of a Nationwide Financial survey, which suggests that financial advisers are not doing a good job of advising their clients on social security. According to David Giertz, from a retention standpoint, this is disastrous, since the same survey indicated that 4/5 of clients would consider switching advisers if the social security aspect of their planning process inadequate.

David Giertz added that the reasons for this problem are complex. Firstly, acquiring a deep knowledge of social security is no small feat as the Social Security Handbook contains a whopping 2700 regulations for an adviser to study and understand. Unfortunately, social security is an essential part of the retirement planning puzzle nonetheless. Social security benefits on Bloomberg will make up to 40% of the average client’s retirement, and an adviser’s ignorance on the subject could be costly. Failure to properly time filing for benefits could cost retirees up to 300,000 over the course of 25 years.

David Giertz is a financial adviser with Nationwide Financial. Based in Dublin, Ohio, Giertz is highly sought after as an expert in the media. He was recently interviewed on CNBC about how most people do not pay enough attention to social security when it comes to retirement planning on Facebook. According to Giertz, the fact that private retirement pensions are becoming less and less common means that maximizing social security benefits is essential.

Giertz also pointed out in his interview on moneytips.com that there are many misconceptions about taxation and social security. It is a myth that social security benefits are tax-free. On the contrary, they are subject to taxation and there is no upper limit, although only the first 85% of your benefits are taxable.

Source: https://giertzmusic.wordpress.com/

 Equities First Holdings Identifies Stock As Loan Collateral Trend

Equities First Holdings, a global lender in alternative shareholder financing solutions, has identified a trend that’s growing among borrowers. They are securing working capital using stock as loan collateral. Stock-based loans offer an attractive alternative for some investors as banks and other financial institutions have begun to tighten lending criteria.

 

Equities lending is now a popular alternative for businesses to get the capital they need. Equities lending offers more certainty for the transaction’s entire life. The non-recourse feature of most stock-based loans allow borrowers to walk away even if the value of the stock depreciates and owe the lender no further obligation while keeping the proceeds of the initial loan.

 

Stock-based loans and margin loans use securities for collateral. Some people consider them to be synonymous. However, there are marked differences. Borrowers must pre-qualify for margin loans, they have variable interest rates, the lender may require a specific use for the money and a 10% to 50% loan-to-value ratio should be expected. Plus, should there be a margin call the borrower’s collateral may be liquidated by the lender without warning.

 

Stock-based loans have fixed interest rates of 3% to 4% and 50% to 75% loan-to-value ratios. Borrowers can use the money for any purpose and they are non-recourse loans. While any financial transaction has associated risks, historically stock-based loans were avoided because of problems with unscrupulous lenders.

 

Equities First Holdings is an efficient, secure alternative source of capital. Their mission is to provide their customers what they need to meet their professional and personal financial goals. They’re known for integrity and transparency and rely on counsel from the leading regulatory, legal and trading institutions. They deliver the maximum benefit with as little risk as possible.

 

Founded in 2002, the company provides alternative financing solutions and supply capital for their clients against publicly traded stock. They also provide capital against shares that are traded on worldwide public exchanges. To date they’ve completed over 650 transactions valued over $1.4 billion in low fixed interest rates and high loan to values for their customers. A global company, EFH has offices in nine countries.

 

Visit Equities First linkedin page:  linkedin.com/company/equities-first